For years, our clients, who are mainly small and medium-sized companies, have used our export factoring solutions to unlock capital for their businesses and experience growth.
Financing
We advance up to 95% of the invoice value and fund within 24-48 hours of verifying your invoices.
Credit Protection
We eliminate credit risk by acting as an intermediary between buyer and seller, covering the shortfall of payment.
Collection & Reporting
You have a streamlined workflow as we perform collections, dunning, and bookkeeping on your behalf.
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Boost cash flow, reduce risk
Secure the cash you need – in the currency you need it in – when doing business abroad using factoring finance. Get immediate cash flow from your sales, even with long payment terms in place.
Plus, our credit protection and collections services ensure you get paid even in the face of customer uncertainties.
We also offer domestic factoring for your needs at-home.
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Apparel & Textile
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Food & Beverage
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Electronics
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Automotive
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Media & Gaming
INDUSTRY-INDEPENDENT
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We provide export finance solutions across industries.
Our export finance solutions improve cash flow for businesses in a variety of sectors. Years of experience dealing with different kinds of businesses – and our openness to work with new ones – help us to create invoice financing that is right for you.
No late payments
Instead of waiting up to 6 months for customers to pay their invoices, you receive payment right away with our factoring services and through other outside methods like bill discounting.
Dynamic financing
Our finance services are not loans, so for many companies, our financing doesn’t show up on their balance sheet as debt.
Generate more sales
You can grow your sales by offering longer payment terms without disrupting cash flow. We are committed to your long-term success and can scale up funding in line with your sales growth.
Work with larger, more diverse buyers
Flexibility in payment schedules will not only help increase your sales, but it will also allow you to work with a greater variety of retailers and distributors—including major names.
Benefits
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Export Factoring
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services solves short-term cash flow issues.
When we saw a gap in financing to address international needs, we stepped in to fill it. Not only do our export factoring services provide funding for cross-border sales – we also collect payment from your overseas buyers for you. As your financial partner, you can trade with peace of mind.
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How export financing works
TAILOR-MADE SOLUTION
- Supplier invoices buyer
- Tradewind advances up to 95% of invoice within 1-2 days
- a. On invoice maturity, buyer pays Tradewind b. Tradewind remits the reserve to the supplier
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Our solutions are tailor-made.
As one of the leading export factoring companies in India, we customize our financing solutions based on your needs. Listening to your story enables us to put together a financial package that works for you.
Check creditworthiness
We inspect the creditworthiness of your buyer and set a credit limit on them.
Buy receivables
We purchase your accounts receivable and pay you generally within 24-48 hours of invoice verification.
Managing your receivables
We handle the management of your accounts receivable and the complete dunning process.
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Enhance your business with flexible financing.
Skip the strict requirements of traditional banks loans. Our alternative solutions make the funding process more convenient and transparent for your business.
More flexible than traditional banking
No collateral necessary, unlike invoice discounting
Funding based on your buyer’s financials, not your own
Easy application and set-up
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Industry Snapshot
Export factoring can be conducted in different ways that work for buyers and suppliers around the world.
Tradewind partners with businesses, both large and small, in a variety of industries to smooth the shipment of goods and services across international borders while minimizing financial risk and expanding access to working capital.
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At a glance
Our financing transactions span over 30 countries in more than 20 industries.
Diversity of Clients
Most of our clients operate in the Textiles, Food & Beverage, and Electronics industries.
Industry Portfolio
We’ve increased our industry portfolio by 83% in recent years. We’ve added 10 new industries since 2016 and now work with businesses in over 20 sectors.
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Still have questions?
We’d be happy to discuss any questions you may have. Learn how our solutions can benefit your company.
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FAQs
What is Export Factoring?
Export factoring is a comprehensive financial service that combines export working capital financing, credit protection, foreign accounts receivable bookkeeping, and collection services. This service allows for the strategic selling of foreign accounts receivable to Tradewind, a leading export trade finance company, thus enabling exporters to receive immediate cash. This comprehensive solution skillfully merges export working capital financing, credit protection, and accounts receivable management, making it an indispensable financial tool for exporters.
How Export Factoring Works
The process of export factoring involves several key steps. Initially, the exporter delivers goods to the overseas buyer and invoices them. The exporter then sells these invoices to the factoring company, which pays an advance, typically 70-90% of the invoice value. Tradewind, standing out among export factoring companies in India, assumes the role of managing debt collection from foreign buyers. Subsequently, after deducting a service fee, the remaining invoice balance is transferred to the exporter.
Types of Export Factoring and Export Finance in India
In India, export factoring is broadly categorized into two types: recourse and non-recourse factoring. Recourse factoring involves the exporter taking the risk of non-payment by the buyer, while non-recourse factoring transfers this risk to the factor. Besides, there are several export finance options in India, like pre-shipment and post-shipment finance, Export Credit Guarantee Corporation (ECGC) backed financing, and packing credit. Tradewind customizes export finance solutions to suit the specific needs of exporters, cementing its reputation as one of the preeminent export finance companies in India.
What is International Factoring?
International factoring, similar to export factoring, is a financial transaction where an exporter sells its invoices to a factor, who then manages the credit control and collection of outstanding sales from international buyers. Tradewind’s international factoring services include immediate working capital provision, credit protection, and professional ledger management, all tailored for global trade engagements.
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Difference Between Export Factoring and Export Finance?
Export factoring and export finance are both aimed at supporting exporters, but they operate differently. Export factoring involves the sale of receivables for immediate cash and transfer of credit risk, whereas export finance typically refers to loans or advances provided against confirmed export orders or receivables. Export finance can take various forms, including pre-shipment finance, post-shipment finance, and buyer’s credit, focusing more on funding than on credit management and collections.
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What to Look for in an Export Factoring Company?
When selecting an export factoring company like Tradewind Finance, it’s crucial to assess their global footprint, expertise in international trade, industry-specific insights, and their capability to manage credit risks. The efficiency of service provision, advanced technological infrastructure for account management, and overall financial stability are also key considerations.
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Difference Between Pledging and Factoring?
Pledging, unlike the services provided by export factoring companies, involves using receivables as collateral for a loan. The company retains control and responsibility for collection. Factoring, particularly as offered by Tradewind Finance, means selling these receivables, thereby shifting the collection responsibility and credit risk to the factoring firm.
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Benefits of Export Factoring and Export Finance in India
Export factoring in India provides immediate cash flow, reduces administration costs, and offers protection against bad debts. It also helps in ledger management and collection services. Export finance, on the other hand, provides much-needed working capital support, helps meet manufacturing and operational expenses, and offers a competitive edge in global markets. Both services enhance creditworthiness and allow for better financial planning. As one of the leading export finance companies in India, Tradewind’s export finance solutions support operational expenses and enable businesses to maintain a competitive edge in the global market.
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What are the Limitations of Export Factoring?
While export factoring offers numerous benefits, it also has limitations. It can be more expensive than traditional financing due to higher fees. The factor’s control over customer relationships may not always be desirable. Also, it may not be suitable for all types of businesses, especially those with low margins or high levels of disputed invoices. Moreover, factors generally require a good credit history, which might exclude some businesses.
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